Broker Check

35 Court Street, Freehold, NJ 07728

(732) 333-0280
info@zoninwealth.com
Client Login

We’re in the Business of People

Not Just Portfolios.

At Zonin Wealth Management, we believe that financial planning is about far more than numbers on a page. It’s about your family. Your future. Your sense of security — whatever life brings your way.

How we got hereFounded on a conviction that families deserve a partner for the long haul


Zonin Wealth Management was founded on a straightforward conviction: families deserve a financial planning team who will be with them for the long haul — not just for a single transaction, but through every milestone, transition, and challenge that life puts in front of them.


Over the years, we’ve had the privilege of working with clients across multiple generations. We’ve helped parents plan for retirement, guided adult children through their first major financial decisions, and stood beside families navigating the difficult terrain of divorce and the loss of a spouse.

“We’ve watched families grow, navigate change, and build something meaningful. That’s what keeps us doing this work.”

Those experiences shaped everything about how we work. They taught us that the most important thing we can offer a client isn’t a financial product — it’s trust, consistency, and a genuine understanding of what they’re going through.

2010
Founded in Freehold, NJ
Multi
Generational clients served
CFP®
Certified Financial Planner™
CDFA®
Certified Divorce Financial Analyst
CBDA®
cERTIFIED BLOCKCHAIN AND DIGITAL ASSETS

Meet Our Founder Kami Zonin

CFP® | CDFA® | cBDA® | Founder & Financial Advisor
Kami Zonin

Kami Zonin founded this firm because she saw a gap in the market — and more importantly, a gap in the experience clients were having at other firms. Too many people, especially women navigating divorce or the loss of a spouse, were being handed off or left to figure things out on their own during the most vulnerable financial moments of their lives.

Kami built Zonin Wealth Management to be different. As a Certified Financial Planner ® and Certified Divorce Financial Analyst ®, she brings rare depth of expertise to clients facing life’s hardest transitions. Her approach is personal, patient, and deeply practical. She takes the time to understand not just your financial picture, but your goals, your concerns, and the family dynamics that make your situation unique.

Credentials & Designations

CERTIFIED FINANCIAL PLANNER (CFP®)

CERTIFIED DIVORCE FINANCIAL ANALYST (CDFA®)

CERTIFIED BLOCKCHAIN AND DIGITAL ASSETS (CBDA ®)
What Fee-Based Means for You


You may have heard the term "fee-based" and wondered what it actually means in practice. Here's how we work: our primary compensation comes directly from you in the form of a management or planning fee — not from financial product companies.

That distinction matters. It means our advice is driven by your goals, not by product sales. In most cases, we are compensated solely through the fee you pay us. However, there are situations where a commission-based product — such as certain insurance solutions — may genuinely be the right fit for your needs. In those cases, we have the ability to use those products, and we will always be transparent with you about how we are compensated when we do.

We believe you deserve to know exactly how your advisor gets paid. We're happy to walk you through our fee structure and any applicable compensation arrangements.

Who We Serve

Families — across every stage of life
We work with families across generations — and with individuals navigating major life transitions.

Multi-Generational Families
From first home purchases to estate planning, we welcome every chapter of your family’s financial story.
Families Approaching Retirement
Confirming your plan is solid, your income is reliable, and your legacy is protected for the people you love.
Divorcees
A clear-eyed financial partner to help you understand your settlement options and chart a new financial path forward.
Widows & Widowers
We move at your pace and make sure you never feel rushed or overwhelmed while facing financial decisions for the first time.